FTL application and underwriting
FTL Finance maintains its own application and review process. FTL states that it considers the applicant's broader financial situation—not only a credit score—when evaluating an application.
FTL Finance
Review financing directly through FTL Finance.
FTL Finance provides its own application, approval process, loan documents and customer support for eligible home-improvement work. FTL states that it considers the applicant's broader financial situation—not only a credit score—when evaluating an application.
- Online application through Landmark's FTL contractor link
- No prepayment penalties under FTL's current homeowner program
- Dedicated homeowner support and online account management
- Provider-controlled programs, rates and repayment terms
Apply through Landmark ElectricFTL Finance and its lending partners control all eligibility, credit decisions, available programs, rates, terms and repayment obligations. The current FTL application and lender disclosures are the controlling sources.
FTL homeowner guide
Home improved. Finance simplified.
Review FTL Finance's homeowner benefits flyer for an overview of its application process, payment options, account management and customer support.
- Financing information for qualifying home-improvement, service and repair work
- Provider-described application and loan-decision process
- Online, phone and automatic payment options
This FTL-produced flyer is provided for general information. Available programs and terms may change. The current application, lender disclosures and signed loan documents control.
Current homeowner benefits
FTL's current homeowner information describes a fast application, no prepayment penalties, online account management and dedicated customer support. The current FTL application and agreement control the final program details.
FTL controls the lending decision
Landmark cannot approve, change or guarantee an FTL offer. FTL Finance and its lending partners control eligibility, programs, rates, terms, payments and repayment obligations.
Frequently asked questions
Who controls the FTL application and lending documents?
FTL Finance and its applicable lending partners control the application, underwriting, decision and lending documents.
Does FTL look only at a credit score?
FTL states that approval considers the applicant's broader financial situation, but FTL controls the complete underwriting process and decision.
Can Landmark change an FTL decision?
No. Questions about an application, offer or loan agreement must be handled through FTL Finance.